What is a personal loan?

Personal loans are known as “unsecured” debt because they are not backed by collateral, such as your home or car, as is the case with a mortgage or auto loan, respectively. Lenders will use your credit score to help determine whether to give you a personal loan and at what interest rate. Depending on your credit history, the interest rates on personal loans can be higher than secured loans, so you may want to consider personal loans only for expenses you intend to pay off quickly.

​

​

What we offer

Our alternative funding services are designed for borrowers who do not quite fit traditional financing. We're the experts to seek when you're getting nowhere with local bankers. If you're tired of worthless traditional financing and are seeking 'above average' amounts of $30,000 to $150,000 in personal loans/CASH (unsecured) and funding amounts exceeding $200,000 in a combination of personal loans, lines of credit, and/or credit lines. This is not just 'any' type of loan/funding service. We do our best to make sure that we get the maximum funding we can for our clients ...and protect there credit too.
 

OFS Personal Funding

Simple document loan paperwork
Get up to $200,000 in unsecured Cash Loan, true cash.
Low interest rates
Cash Loans are unsecured
No Restriction on Use
No liens against any work equipment or property
Verified Employment with Paystub
We are paid on results only
680+ credit score (we may be able to get your cash loan with credit score as low as 640)
Funding as quickly as 5 business days