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Capital Funding

  • Loans up to $15,000,000

  • Lowest Rates in the Industry 

  • Bad Credit Okay

  • Flexible Loan Terms

  • 95% Approval Rate

  • Funding in as Little as 3 Business Days

  • No Collateral / Personal Guarantee on Many Products

  • Return This Short Form to Get Started Immediately



Optimum Funding Solutions has been helping small business owners and entrepreneurs secure financing through SBA loan programs for years. We specialize in helping business owners successfully apply for the right type of funding to accomplish their short-term and long-term goals.


What is an SBA Loan?

The U.S. Small Business Administration, or SBA, is a federal agency that provides loan guaranty programs and other services to support and encourage the growth and development of small businesses across the United States. It was founded on July 30, 1953, and has delivered over 20 million loans, guarantees, counseling sessions, contracts, and other forms of assistance to small businesses across the country. SBA loans are offered to borrowers through multiple financial institutions.


Loan Purposes

Loans from the SBA are provided for various purposes. These include business start-ups or acquisitions, working capital, owner-occupied real estate, franchise financing, inventory, debt refinancing, equipment, and even improvements and renovations.


Choosing an SBA Lender

Optimum Funding Solutions can help borrowers find the right SBA lender for their needs, and we have the experience needed to make SBA borrowing easier and more convenient for our customers


Factoring Loans

Are you a small business looking for working capital? Are your clients government or commercial businesses that have great credit but take too long to pay? If you answered yes, loan factoring is the solution you need to fuel your business. When you are ready to get the cash you need – fast and efficient.

Minimal Paperwork Required, Quickly Get Funded Within a Few Days
Bad Credit OK, Our Programs are Business Performance Driven


How it works

  • Step 1

    Complete a single loan free application.

  • Step 2

    Get the best financing options available for your business

  • Step 3

    Get Funds!


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